Oppo Find X3 Lite specifications
The Oppo Find X3 Lite comes with a 6.44-inch full HD+ display with 1080×2400 pixel resolution.
The display is protected with a layer of Corning Gorilla Glass 3+ on top.
The smartphone is powered by an octa-core Qualcomm Snapdragon 765G processor paired with 8GB RAM. The handset offers 128GB internal storage.
Oppo Find X3 Lite runs Android 11 operating system topped with the company’s own layer of ColorOS 11 and comes equipped with an in-display fingerprint sensor. The smartphone sports a quad-rear camera setup with 64MP main sensor with f/1.7 aperture, 8MP ultra-wide angle lens, 2MP macro and 2MP mono portrait lens.
The front houses a 32MP selfie shooter. The smartphone is backed by a 4300mAh battery with 65W Super Flash Charge.
Oppo Find X3 Neo specifications
The Oppo Find X3 Neo is powered by the high-end Qualcomm Snapdragon 865 processor and features a 6.5-inch full HD+ display with 1080×2400 pixel resolution. The display is made scratch-resistant with a coating of Corning Gorilla Glass 5. The smartphone [acks 12GB RAM and 256GB internal storage.
The handset runs Android 11 operating system topped with Oppo’s own ColorOS 11.1. The Oppo Find X3 Neo offers dual SIM support and comes equipped with an in-display fingerprint sensor.
The smartphone comes with a quad-rear camera setup which consists of a 50MP main sensor with f/1.8 aperture, 16MP ultra wide angle lens with f/2.2 aperture, 13MP telephoto lens and 2MP portrait lens with f/2.4 aperture. The front is home to a 32MP selfie shooter.
The device houses a 4500mAh battery with 65W Super Flash Charge support.

To invest in Gold you either opt for the physical form or the digital form. In its physical form, Gold as an investment can be held in the form of jewelry, coins, bars i.e. bullion, etc. There are, however, a few key limitations of investing in physical gold:

• Making/designing charges make purchase expensive
• Storage expenses are applicable due to security and insurance requirements
• Selling is inconvenient due to possible impurities and the requirement of origination and purity certificates

To overcome the limitations of physical gold, you can opt for the digital route which includes investments such as Digital Gold, Gold ETFs, Gold Mutual Funds, and Sovereign Gold Bonds. The following is a short description of each of these investment options:

1. Digital Gold: These can be purchased through various apps in denominations starting from 1 gram onwards.
2. Gold ETFs: Gold Exchange Traded Funds are traded on stock exchanges just like shares and primarily feature Physical Gold and stocks of Gold mining/refining as the primary underlying assets. A Demat (Dematerialised) Account is mandatory for investing in Gold ETFs.
3. Gold Mutual Funds: These are mutual funds managed by various asset management companies (AMCs) that follow a fund of fund structure and primarily invest in Gold ETFs. You can invest in most Gold Mutual Funds through the ETMONEY App.
4. Sovereign Gold Bonds: These bonds are periodically released by the Reserve Bank of India (RBI) and available for purchase through leading public and private sector banks. While these bonds are guaranteed by the Government of India and pegged to the price of gold, they actually do not have physical gold as an underlying asset.

Do keep in mind that while the performance of all the above examples of Gold as an investment is linked to the price of Gold, there are significant differences between them in terms of risk, returns, availability, liquidity, lock-in period, and taxation. Let’s discuss these aspects of Gold investment options in detail starting with risk.

Retirement brings several pleasant thoughts in mind – travel, spending time with friends, and many more.  But all this is possible, only when you have a big bank balance to fund everything that you plan to do.

NPS or National Pension System, since it was opened for public in 2009, has become a popular investment option for saving for retirement in INDIA. Apart from its low cost, one of the major reasons is the tax benefits it offers. However, most people are still not clear on all the tax benefits NPS comes with. In this blog, we tell you all about them in 4 points.

What is NPS?

Launched by the Government in 2004, and opened to the public in 2009, NPS is a voluntary retirement scheme. By investing in it, you can create a retirement corpus and also get a monthly pension for life a fter retirement.

It is regulated by Pension Fund Regulatory Development Authority or PFRDA, and any Indian national between the age of 18 and 65 can join it. Since it’s a retirement scheme, an investor can’t redeem his money before the age of 60. However, partial withdrawal is allowed in specific needs like children’s education.

Now let’s look at its tax benefit: 

You can claim a deduction against your NPS investment only for investments done in Tier 1 account; so while investing do take care of this.

• Tax Benefits under Section 80C

NPS is one of the listed investment options in which you can invest and save tax under Section 80C. The deduction limit for this section is Rs. 1.5 lakhs, and you can invest the entire amount in NPS, if you wish and claim the deduction.

• Tax Benefits under Section 80CCD (1B)

This is an additional tax benefit given only to NPS investors. Under this section, you can claim tax deductions for your investments up to Rs 50,0000. This is over and above the deduction that you can claim under Section 80C.

So, you can claim tax deduction up to Rs 2 lakh simply by investing in NPS – Rs 1.5 lakh under Section 80C and another Rs 50,000 under Section 80CCD (1B). That means if you fall under the tax bracket of 30 percent, you can save Rs 62,400 in taxes.

• Tax Benefits under Section 80CCD (2)

This benefit can be availed on the contributions made by the employer, hence, this one is meant for the salaried individual and not self-employed. Government employees can claim 14 percent of their salary tax deduction under this section. Meanwhile, for private sector employees it is capped at 10 percent of their salary.

Let’s illustrate the benefits of NPS through an example:

Suppose a corporate employee earns Rs 6 lakh as the basic salary and another Rs 3 lakh as Dearness Allowance. So he can claim Rs 90,000 (10 percent of Basic + DA) on his employer’s contribution. Besides, if he adds the deductions under Section 80C and Section 80CCD (1B), he can claim deductions up to Rs 2.9 lakh.

Tirath Singh Rawat To Be New Uttarakhand Chief Minister, Oath At 4 Pm

Tirath Singh Rawat will take over as the new Chief Minister of Uttarakhand, with just a year to the state election, after the resignation on Tuesday of Trivendra Singh Rawat.

Tirath Singh Rawat, 56, is a BJP MP. He was the chief of the party in Uttarakhand in 2013-15 and also an MLA from the state in the past. He will be sworn in later today.

His name was picked over prominent candidates including Union Minister Ramesh Pokhriyal Nishank and Uttarakhand Minister Dhan Singh Rawat.

Trivendra Singh Rawat resigned after days of speculation about a leadership change in the state amid allegations of non-performance and resentment within the Uttarakhand BJP over his style of functioning. Yesterday, he was asked by reporters why he thought he was removed. “Go to Delhi to find out why,” said Mr Rawat, who became the latest in Uttarakhand’s long line of Chief Ministers who could not finish their term.

Tirath Singh Rawat has the task of leading the BJP into polls due in February with just about a year to turn things around. Like his predecessor, he too is low profile and not known to be a mass leader. A former member of the BJP’s ideological mentor RSS (Rashtriya Swayamsevak Sangh), he is believed to be more of an organization man.

“I was Sangh pracharak and a minister under the leadership of Trivendra Singh Rawat. I am grateful to Prime Minister Narendra Modi, Amit Shah and the national president. I had never imagined this day,” Tirath Singh Rawat said.

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